Frequently Asked Questions

Do you have questions about scholarship eligibility or the application process?

The answers you need may be listed below in our menu of frequently asked questions. If you can't find what you're looking for, don't hesitate to contact us directly for more information.


  • Am I eligible to apply?

    Each scholarship fund has its own specific eligibility criteria which the donor established when the fund was created. Please read through each scholarships’ criteria to see if you are eligible to apply.

    Requirements that apply to most funds:

    • Be a graduating high school senior from a Hamilton County, TN high school
    • Demonstrate financial need
    • Applied to or have been accepted to attend a regionally accredited two- or four-year, technical, non-proprietary, or community college or university.
    • Have at least a cumulative GPA of 2.5 or higher
  • How much does it cost to apply for a scholarship?

    There is no charge to apply.

  • What do I send in?

    Mail or hand-deliver the scholarship application along with required supplemental documents to the address on the the application by the deadline: Usually the application requires the following:

    • Scholarship application (typed or completed in black or blue ink)
    • Copy of Student Aid Report (SAR) (SAR available at
    • Official Transcript
    • Essay (required for some scholarships)
    • Letter(s) of Recommendation (required for some scholarships)
  • Are scholarship grants taxable?

    For degree-seeking students, the grant used for tuition, fees, books and supplies is not taxable. Any portion of the scholarship that is used for room and board or miscellaneous expenses is taxable. For non-degree seeking students, the entire scholarship is taxable. Consult a tax expert for advice.

  • Where can I go to school with these scholarships?

    Scholarships from the CFGC are intended for a regionally accredited, non-proprietary, technical, community or four-year college or university. The school does not need to be in Chattanooga or Tennessee.

  • Can I apply for more than one scholarship?

    You can apply to all the scholarships for which you are eligible and may be selected as a recipient for more than one.

  • Do I need to pay scholarship money back?

    Charitable grants like the scholarships given by the CFGC do not need to be paid back.

  • Who makes the decision about who is awarded?

    The Foundation forms a Selection Committee each year, and the committee is responsible for processing the application materials and deciding who is awarded.

  • If I am awarded, do I get the check?

    No, the scholarship you are awarded will be sent directly to your school’s financial aid office. The scholarship is divided into two payments – one check is sent in August for the first (Fall) semester and the other is sent in January (Spring) for the second semester.

  • What can my scholarship(s) be used for?

    Use of scholarship funds depends on the specific criteria of the scholarship. Generally, scholarships may be used for any educational expenses including tuition and fees, books and supplies, room and board, and other miscellaneous school expenses.  However, be sure to read through the answer to “are scholarship grants taxable” above to determine if you are required to pay taxes on the use of your scholarship. 

  • When would I be notified?

    The majority of scholarships are awarded in May and notifications about the award sent in June.  Due to the variety of scholarships housed at the Foundation, this timeline can vary based on the scholarship. Please consult our Director of Scholarships regarding the specific timeline for your scholarship award.

  • If I receive a scholarship, where do I send the thank you note?

    Thank you notes are highly encouraged. Selection committees enjoy reading thank you notes and, if you were fortunate to have received one or more scholarships from the Community Foundation of Greater Chattanooga, address your note to “Scholarship Committee” and mail it to:

    Community Foundation of Greater Chattanooga Scholarship Department
    1270 Market Street
    Chattanooga, TN 37402